Appraisal services for Wellington and Larimer County homeowners

Here are the top seven reasons CO homeowners call on Accurate Valuation LLC:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Larimer county's assessment of your property
To lower your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in CO by determining the true market value of property in question

Need help deciding the value of your house in or near Wellington, CO?
Contact Accurate Valuation LLC.

We at Accurate Valuation LLC understand the particular needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Accurate Valuation LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Accurate Valuation LLC is experts in helping people just like you remove unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other homes nearby. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Accurate Valuation LLC is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Accurate Valuation LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Accurate Valuation LLC offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.